Welcome to [Your Website Name] (the "Site"), operated by [Your Company Name] ([Your ABN/ACN]), located in [Your City, State], Australia ("we", "us", or "our").

By accessing or using our Site, you agree to be bound by these Terms and Conditions ("Terms") and our Privacy Policy. Please read them carefully. If you do not agree with any part of these Terms, you must cease usage of the Site immediately.

1. Use of the Site

• Eligibility: You must be at least 18 years of age to use this Site or have the consent of a legal guardian.
• Permitted Use: You agree to use the Site for lawful purposes only. You are prohibited from posting or transmitting any material that is unlawful, threatening, defamatory, obscene, or that infringes on the intellectual property rights of others.
• Account Registration: If you create an account with us, you are responsible for maintaining the confidentiality of your account details and for all activities that occur under your account. You agree to provide accurate and complete information and to update it as necessary.

2. Intellectual Property Rights

All content on this Site, including text, graphics, logos, icons, images, and software, is our property or the property of our content suppliers and is protected by Australian and international copyright laws. You may not reproduce, duplicate, copy, sell, or otherwise exploit any portion of the Site without our express written consent.

3. Products and Services (If Applicable)

• Description: We strive to ensure that the descriptions of products or services on our Site are accurate. However, we do not warrant that the descriptions are error-free, complete, or current.
• Pricing: All prices are listed in Australian Dollars (AUD) and are inclusive of GST where applicable, unless stated otherwise. We reserve the right to change prices for products or services at any time without prior notice.
• Payment: Payment for products or services must be made through the payment methods available on the Site at the time of purchase.

4. Australian Consumer Law

Our goods and services come with guarantees that cannot be excluded under the Australian Consumer Law. For major failures with the service, you are entitled:

• to cancel your service contract with us; and
• to a refund for the unused portion, or to compensation for its reduced value.

You are also entitled to choose a refund or replacement for major failures with goods. If a failure with the goods or a service does not amount to a major failure, you are entitled to have the failure rectified in a reasonable time. If this is not done you are entitled to a refund for the goods and to cancel the contract for the service and obtain a refund of any unused portion. You are also entitled to be compensated for any other reasonably foreseeable loss or damage from a failure in the goods or service.

[Optional: Include your specific Refund/Return Policy here or link to a separate page. E.g., "For more details on returns and refunds, please see our [Link to Refund Policy]."]

5. User-Generated Content

If you post, upload, or otherwise contribute content to the Site ("User Content"), you grant us a non-exclusive, worldwide, royalty-free, perpetual right to use, reproduce, modify, and display such User Content in connection with the Site. You warrant that you have all necessary rights to grant us this license and that your User Content does not infringe upon the rights of any third party. We reserve the right, but not the obligation, to monitor and remove any User Content at our sole discretion.

6. Limitation of Liability

To the maximum extent permitted by law, including the Australian Consumer Law, we are not liable for any direct, indirect, incidental, special, or consequential damages (including but not limited to loss of profits, revenue, or data) arising out of or in connection with your use of, or inability to use, the Site or its content.

While we take reasonable steps to ensure the Site is secure, we do not guarantee that it is free from viruses or other malicious software. You are responsible for implementing your own security measures.

7. Links to Third-Party Websites

Our Site may contain links to websites operated by third parties. These links are provided for your convenience only. We do not control these websites and are not responsible for their content, privacy policies, or practices. The inclusion of any link does not imply our endorsement of the website.

8. Indemnification

You agree to indemnify, defend, and hold us harmless from any and all claims, liabilities, damages, costs, and expenses (including reasonable legal fees) arising from your use of the Site or your breach of these Terms.

9. Termination

We may terminate or suspend your access to the Site, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. All provisions of the Terms which by their nature should survive termination shall survive, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [Your State, e.g., Victoria], Australia. You agree to submit to the exclusive jurisdiction of the courts of that State in the event of any dispute.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically.

12. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

• Email: [Your Contact Email]
• Address: [Your Business Address]
• Phone: [Your Contact Phone Number]